Finhattan
Decentralized banking for everyone

The financial super app
the world deserves.

Trade stocks, ETFs, crypto, forex and more. Earn yield on US Treasury bonds. Send money to 135+ countries. No KYC, no hidden fees, no intermediaries. All from one beautiful app.

Non-custodial
No KYC needed
135+ countries
Zero hidden fees
Treasury bond yields
Strategic Partners & Infrastructure
CoinbaseCoinbase
BinanceBinance
CircleCircle
OKXOKX
BitgetBitget
KrakenKraken
OnramperOnramper
SolanaSolana
CoinbaseCoinbase
BinanceBinance
CircleCircle
OKXOKX
BitgetBitget
KrakenKraken
OnramperOnramper
SolanaSolana
What is Finhattan

Decentralized banking.
Designed for
everyone.

Finhattan is the first financial super app that combines the simplicity of a neobank with the power of decentralized infrastructure. We connect every major exchange, provide our own non-custodial wallet, and let you earn real yield from tokenized US Treasury bonds. The same bonds trusted by governments worldwide, now accessible to anyone.

We use blockchain for speed and cost efficiency, but everything you see is in your currency. No complexity, no jargon. Just a beautiful app that manages your finances better than any traditional bank.

$0

Hidden fees, ever

No KYC

Fully decentralized

100%

Non-custodial
Smart Routing

We find the best price.
You decide.

Our smart routing engine compares prices across every connected platform in real time and ranks them for you. Always transparent, always in your control.

1
FinhattanBest fee$67,243.80Best
2
Binance0.10%$67,241.30
3
Bitget0.12%$67,239.50
4
Coinbase0.25%$67,238.15
5
OKX0.15%$67,237.90

Real-time ranking

See prices across all platforms ranked from best to worst. You always choose where to execute.

Best execution & protection

Lowest slippage in the market with advanced price protection on every order.

Total transparency

What you see is what you pay. No spread markups, no hidden commissions. Ever.

Trading

Every market. 24/7.
Up to 200x leverage.

Trade stocks, ETFs, crypto, forex, commodities, and their perpetual futures. All tokenized, all available 24/7. Without order books, with the lowest fees and the best protections.

Stocks ETFs Crypto Forex Commodities Perpetuals

Trade Apple, Tesla, Nvidia, and thousands more. Access global stock markets 24/7 through tokenized assets with instant settlement and the lowest fees.

5K+

Global Stocks

Major markets worldwide, tokenized for 24/7 access

24/7

Always Open

Trade any time of day, any day of the year

Lowest

Fees in Market

Most competitive fees powered by blockchain

Best

Protections

Slippage protection, price impact warnings on every trade

Payments

The true financial
social network.

Send USDC to anyone on the network instantly. Select a friend from your social feed or scan a QR code. Payments have never been this easy, this fast, or this fun.

Social Payments

Send USDC to any user on Finhattan. Pick a friend from your feed, type an amount, and it arrives instantly. Like sending a message.

QR Code Transfers

Scan or share a QR code for instant USDC transfers. Works in person, works remotely, works with anyone on the network.

135+ Countries

On-ramp and off-ramp with local bank accounts and cards. Cash in, cash out, wherever you are. Always the lowest cost.

Earn

Your idle money
is losing value. Fix that.

Banks and exchanges keep a portion of the yield your money generates. They never pass the full rate to you. Finhattan connects you directly to tokenized US Treasury bond yields powered by Ondo Finance, the leading protocol for real-world asset tokenization. You get the complete rate. For everyone, not just institutions.

Current APY
3.55%
Full US Treasury bond yield, directly to you
Powered by Ondo Finance & USDY
No lock-upWithdraw anytime
Daily accrualEarnings every day

Why settle for less?

Banks and exchanges keep most of the yield. We give you the complete rate, backed by tokenized US Treasury bonds.

Traditional Banks
Partial yield, hidden fees
~0.5%
Centralized Exchanges
Variable rates, counterparty risk
~2.0%
Finhattan
Full Treasury yield, no intermediary
3.55%

US Treasury Backed

Same bonds trusted by institutions and governments worldwide.

Withdraw Anytime

No lock-up periods, no penalties. Always accessible.

Daily Accrual

Watch your balance grow every single day, on-chain.

AI Financial Agent

Your personal
financial analyst.

An AI agent that understands markets and your portfolio in real time. Institutional-grade insights, available to everyone.

How is my portfolio doing this week?
Your portfolio is up 4.2% this week. Your S&P 500 ETF (+2.8%) and Bitcoin (+6.1%) are leading gains. Treasury Earn accrued $3.42 in yield. Allocation: 40% stocks/ETFs, 30% crypto, 25% earning yield, 5% forex.
What's happening with Apple stock?
AAPL is up 1.4% today at $198.52. Volume 15% above average. Earnings in 12 days. Trading above 50-day MA. Analyst consensus: 78% buy, 18% hold, 4% sell.

Real-time portfolio analysis

Understands your positions, P&L, allocation, and risk across all exchanges and your wallet.

Market intelligence

Analyzes price action, volume, correlations, and sentiment across 10,000+ instruments.

Ask anything in plain language

Complex financial questions, simple answers. No jargon needed.

Informative, not advisory

Data-backed analysis to help you decide. Never gives investment advice.

Super App

More than banking.
A whole ecosystem.

Beyond trading and earning, Finhattan is a financial social network with content, education, and community.

Video & Podcasts

Financial content from top creators. Video podcasts, live streams, and on-demand content.

Curated News

Real-time financial news from trusted sources. Personalized to your portfolio.

Academy

Interactive courses, quizzes, and lessons. Beginner to advanced financial education.

Social Feed

Share ideas, predictions, and follow top investors worldwide. A true financial community.

Messaging

Direct messages, group chats, and community channels for financial discussions.

Pro Charts

Beautiful interactive charts with advanced indicators across every asset class.

Coming Soon

This is just
the beginning.

We're building the entire financial stack, decentralized.

Finhattan Card Lending & Borrowing Real Estate
Finhattan
4829 •••• •••• 7156
Cardholder nameYOUR NAME
VISA

Spend Anywhere

Accepted worldwide wherever Visa is accepted. Apple Pay and Google Pay ready.

Crypto Cashback

Earn cashback in crypto on every purchase. Choose your reward coin.

Non-Custodial

Funds stay in your wallet until the moment of purchase. Always in control.

Multi-Currency

Pay in any currency. Auto-convert from your crypto or stablecoin balance.

Borrow Against Portfolio

Use your crypto, stocks, or ETFs as collateral. Get instant liquidity without selling your positions.

Best Rates

Decentralized lending means no bank markup. Competitive interest rates that beat any traditional loan.

Lend to Earn

Lend your assets to earn additional yield on top of your Treasury bond returns. Full transparency.

Luxury villa in New York
New York
Manhattan Penthouse
From $50/share
7.2% annual yield
Luxury property in London
London
Kensington Estate
From $25/share
5.8% annual yield
Luxury villa in Dubai
Dubai
Palm Jumeirah Villa
From $100/share
8.4% annual yield

Fractional Ownership

Own a piece of premium real estate worldwide. Invest from as little as $10.

Global Properties

Access tokenized real estate in major cities. Diversify across geographies.

Rental Income

Earn passive rental income proportional to your ownership share, on-chain.

Why Switch

The comparison speaks
for itself.

Feature Traditional Banks Finhattan Centralized Exchanges
Yield on balance
Partial, opaque
3.55% Full Treasury yield
Variable, risky
KYC required
Yes, extensive
No KYC needed
Yes, mandatory
Global payments
SWIFT (2-5 days)
Instant, 135+ countries
Crypto-only
Custody
Bank holds funds
Non-custodialBest
Exchange holds
Markets
Limited stocks
Stocks, ETFs, crypto, forex, commodities, perpetuals
Crypto only
Market hours
9am-4pm weekdays
24/7 always open
24/7 crypto only
Leverage
None
Up to 200x
Up to 100x
AI assistant
None
Real-time analyst
None
Social & content
None
Full network, streaming
Basic
Global Scale

Built for everyone.
Everywhere.

135+

Countries

10K+

Instruments

6

Asset Classes

24/7

Always Open

Referral Program

Share it. Earn from it.
Keep growing.

The most generous referral program in fintech. Earn cashback on your trades and a share of your friends' fees for 6 months per referral. No cap on how many friends you invite.

10-30%

Your Cashback

Cashback on every trade you make

20-50%

Of Your Friends' Trading Fees

Earn a percentage of every trade your referred friends make. The more friends, the higher your share.

Referral earnings are active for 6 months per referred user. No cap on total friends invited.

Bronze
10%

Cashback + 20% Friends' Fees

Start earning from day one. Invite your first 5 friends.

Silver
20%

Cashback + 35% Friends' Fees

5+ referrals. Your cashback doubles, friends' fee share grows.

Gold
30%

Cashback + 50% Friends' Fees

10+ referrals. Maximum rewards on everything.

How It Works

1

Share your referral code

Every user gets a unique code. Share it with friends, family, or your audience — it never expires.

2

Friends join and start trading

They sign up using your code and begin trading on Finhattan. You're both connected automatically.

3

You earn on every trade they make

Receive cashback on your own trades plus a share of their trading fees. Earnings last 6 months per friend, and grow as you refer more people.

Start earning cashback
on every trade

Cashback and referral earnings go directly to your Finhattan wallet. No claiming, no waiting. Instant and automatic.

30% Max Cashback
50% Max Friends' Fees
No Cap On Referrals
Get Started
Finhattan

The future of finance
is decentralized.

Download Finhattan and experience what banking, investing, and financial freedom should actually feel like.

Legal

Important Disclaimer

Not a Financial Institution

Finhattan Corp. is not a bank, broker-dealer, or licensed financial institution. The term "decentralized banking" refers to the category of services offered, not to a banking license or regulatory status.

Non-Custodial Interface

The platform operates exclusively as a non-custodial technical interface that connects users to third-party decentralized protocols and exchanges. Finhattan Corp. does not hold, manage, or have access to user funds at any time.

Self-Custody

All assets remain under the user's sole custody and control at all times. Finhattan Corp. does not hold, manage, or have access to user funds. Users are fully responsible for the security of their private keys and wallet credentials.

Risk Disclosure

Trading, investing, and digital asset transactions involve substantial risk of loss and are not suitable for every individual. Past performance is not indicative of future results. Users are solely responsible for evaluating the risks and merits of any transaction.

Availability

Services may not be available in all jurisdictions. Some features may be geo-blocked or restricted depending on your location. Users are responsible for complying with applicable local laws and regulations.

Finhattan
Coming Soon

We're almost
ready.

Finhattan is launching soon on iOS and Android. Join the waitlist and be the first to experience the future of decentralized finance.

iOS
Android
Early access
Exclusive rewards
No spam, ever

You're on the list!

We'll notify you as soon as Finhattan is available. Get ready to experience finance like never before.